The Roth 403(b) Plan

Your retirement plan offers two savings options: traditional pretax 403(b) and Roth 403(b). The new Roth 403(b) option may afford tax advantages to some taxpayers. But who? The answer depends on a number of factors, and some of those factors require predictions of the future.

This presentation can help you decide which option is best for you. Work your way through the following factors in helping to make the traditional pretax 403(b) v. Roth 403(b) decision. As you go, we'll explain the factors that are important to consider and ask you to provide information about yourself.

This calculation is not a substitute for legal or tax advice. you should consult with a qualfied advisor to discuss whether Roth or pre-tax deferrals are right for you.

© 2013, NPI. All rights reserved.
This information is written in connection with the promotion or marketing of the matter(s) addressed in this material. The information cannot be used or relied upon for the purpose of avoiding IRS penalties. These materials are not intended to provide tax, accounting or legal advice. As with all matters of a tax or legal nature, you should consult your own tax or legal counsel for advice.
This Roth 403(b) Analyzer is based on tax laws and regulations as they existed on January 1, 2013. Information provided by the Roth 403(b) Analyzer is for illustrative purposes only and does not, and is not intended to, constitute legal or tax advice. Calculator results are hypothetical and actual results will vary. It is also not intended to be used, and cannot be used, to avoid tax-related penalties.

The Roth 403(b) Analyzer should not be relied upon exclusively to decide whether to make traditional pretax 403(b) contributions or Roth 403(b) contributions. Individual circumstances play a significant role in making the best decision. Therefore, you should seek individualized advice from your own independent tax advisor.

The Roth 403(b) Analyzer is made available as is, with all faults and without any express or implied representations, warranties, or guarantees regarding its use or data and decisions related to its use, including, but not limited to, any implied warranty of merchantability, performance, fitness for a particular purpose, accuracy of informational content, or absence of defects or errors. By using the Roth 403(b) Analyzer, you agree that, except as otherwise required by law, MasteryPOINT Financial Technologies, Inc., your Plan trustee and your Plan recordkeeper will not be liable for any losses or damages (direct, indirect or punitive) that may result from your use of the Roth 403(b) Analyzer or any data and decisions related to its use.